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Benefit Experts Named As Part Of Insurance Journal’s Top 20 Agency Partnerships

Benefit Experts Named As Part Of Insurance Journal’s Top 20 Agency Partnerships     Benefit Experts is proud to announce that through our partnership with Pacific Interstate Insurance Brokers, we are part of the top 20 largest Agency Partnerships in the U.S. This partnership allows us to continue to operate as a boutique firm, with […]

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CA Senate Bill 189 Amendments – Further Changes to CA Work Comp Law Effective July 1st, 2018

CA Senate Bill 189 Amendments: Further Changes to CA Work Comp Law Effective July 1st, 2018   As of July 1st, there have been some further changes to CA law regarding workers compensation coverage that may affect your policy. The main changes are as follows:   For Corporations: Previously, an owner-officer needed to have at […]

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Commercial Auto Rates Continue to Rise

Commercial Auto Rates Continue to Rise If your company has commercial auto coverage, you have very likely seen a rise in cost on that policy every year over the past several years, no matter what carrier you are using. Business owners are sometimes surprised to find that these increases bridge all industries and all carriers, […]

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HMO vs. PPO – Which style of healthcare is right for you?

HMO vs. PPO  Which Style Of Healthcare Is Right For You?   In some parts of the US, you have the choice of two main styles of medical coverage: HMO or PPO. This is not the case in all states; some states do not allow HMO’s. But for those who have the choice when signing […]

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A Start-Up’s Guide to Offering Employee Benefits

A Start-Up’s Guide to Offering Employee Benefits For a start-up or small company getting ready to offer benefits for the first time, the whole process can be daunting. How much do you need to offer? What are employees actually expecting in a benefits package? How can you keep costs down as you’re in a growth […]

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Urgent Care or Emergency Room – How Do I Choose?

Urgent Care or Emergency Room – How Do I Choose? When you or your family member is sick, it can be stressful and overwhelming to determine where you should go and how you should respond. While it is important to always seek care and listen to your instincts if you are ill or injured, knowing […]

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The Dangers of A Bronze Health Plan

The Dangers of  A Bronze Health Plan As an employer offering benefits for the first time or making changes to your benefits programs, you have two big decisions to make when it comes to quality of your program: How much do I contribute as the employer toward the employee and dependent premiums (what percentage do […]

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Carrier Perks Spotlight: Anthem

Carrier Perks Spotlight: Anthem Many health and ancillary benefits carriers offer little-known perks for their customers. We want you to get the most out of the coverage you are paying for, so we will be highlighting several of the carriers and some of the services you can start using right away if you have coverage […]

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What Should I Look for In a Dental Plan?

What Should I Look for In a Dental Plan? Choosing a dental plan to offer your employees can be confusing & overwhelming. There are so many options out there, but it is hard to tell what is worth a higher price and what’s not, especially if this is your first time offering a dental plan. […]

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Carrier Perks Spotlight: United Healthcare

Carrier Perks Spotlight: United Healthcare Many health and ancillary benefits carriers offer little-known perks for their customers. We want you to get the most out of the coverage you are paying for, so we will be highlighting several of the carriers and some of the services you can start using right away if you have […]

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